| • Home Equity Loan • Home Refinance Loan • Home Purchase Loan • Second Mortgage Loan • Debt Consolidation Loan | ||
|
| Home Equity Loan Store :: Personal Finance | |
|
|
10 Quick And Cheap Ways To Cut Your Heating Bill
When you received an energy (heating) bill last winter, were you afraid to open it? Granted that we have a home with a lot of really big windows, but we saw energy bills last winter in the hundreds of dollars. Your bill probably wasn't that bad but I'm guessing that it was a lot higher than you would have liked. The good news is that there are some inexpensive things you can do to cut that cost. Here are 10 of them. 1. If you have a fireplace, be sure to keep the damper closed. You can lose up to 5 percent of your heat if your damper is open when the fireplace is not in use. 2. Keep your furnace filter clean. Replace it at least once a month during heating season. This alone can cut your heating costs by as much as 5 percent. 3. Be sure to keep inside doors open to improve heat circulation. This will help the efficiency of your heating system. 4. Lower the setting on your thermostat. If you can reduce your daytime indoor thermostat temperature from 72 to 68 degrees, you should save about 5 per- cent during the heating season. 5. If your hot water pipes and water heater are warm to the touch, insulate them. This will reduce heat loss and water heating costs. 6. Every minute you cut from your shower saves three gallons of water and the energy required to heat it. 7. Install compact fluorescent (CFL) bulbs. Over the life of just one of these bulbs, you'll save about $15. Use just a handful of these around your home and you could notice a difference in your energy bill. 8. Motion detectors put light where you want it, when you want it, for brief periods of time. They provide safety and security for you and your property, but require much less energy since they are on only when you need them. 9.Be sure to check for cold air leaks at doors and windows. If you have a question as to whether or not they are leaking cold air, light a match and hold it at the bottom of the window or door. You should be able to see very quickly if there is a draft. 10. Apply weather stripping around any doors that are leaking air, and caulk around all your windows. Weather stripping can be purchased from just about any hardware store, as well as stores like Home Deport and Lowe's. For FREE help with debt and credit, subscribe today to Douglas Hanna's free email newsletter "8 Simple Steps to Debt Relief" at http://www.all-in-one-info.com.
MORE RESOURCES:
Personal-Finance - Google News |
RELATED ARTICLES
Banks Are More Than Just A Place To Park Your Money If you've been to a shopping mall lately, you've probably discovered two different banks within a few feet of each other. Go inside the food store in that shopping plaza and you'll see yet another one, just waiting to offer their services to you. The Good and the Bad of Money Management Good money management needn't be difficult. In fact, there a number of easy steps recommended by most financial professionals to help manage your finances better. Identity Theft is a Major Problem: Whose Responsibility is It to Protect the Consumer? We have heard a lot about consumers' personal information getting into the hands of identity thieves. More and more people are taking steps to minimize their exposure to such theft by reducing information on personal checks, refusing to share social security numbers with just anyone who asks, being prudent in their use of credit cards, and shredding "junk" mail that might allow another person to pose as them. Improving Your Financial Position If you want money you need to learn how to control it. You need to improve your financial education and build your discipline. 10 Quick And Cheap Ways To Cut Your Heating Bill When you received an energy (heating) bill last winter, were you afraid to open it? Granted that we have a home with a lot of really big windows, but we saw energy bills last winter in the hundreds of dollars. Your bill probably wasn't that bad but I'm guessing that it was a lot higher than you would have liked. Why You Should Seek Professional Help With Asset Management Everyone needs to maintain their lives. What I mean by that is that we all need to take certain measures to make sure that we have a home, transportation, food, entertainment etc. Five Secrets for Long-term Financial Success Future financial success is not a guarantee that any one of us can rely upon, no matter how wealthy we are now or intend to become.There are however five future proofing financial steps that we can take to protect our current financial status, improve our future financial prospects and secure our long-term financial success. Credit Card Debt - Watch Your Credit Report and Your Bill Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairly complete list of financial transactions and debts incurred by a consumer. Basic Bank Accounts Failing the Basic Needs of Consumers The lists of bank and savings accounts that are available to most people are bewildering. A quick look at a comparison site like Moneynet or Moneyfacts will reveal thousands of different products. 10 Steps to Take if You Are a Victim of Identity Theft There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U. Single Mother Resources Directs You Towards Success As a parent you are bound to face a few challenges but as a single mother you are bound to face challenges almost everyday. Raising a child is not meant to be done alone however today it is occurring more often then traditional value holders would like to see. The Joys of Address Labels Address labels are many things to many different people. If you are a huge fan of address labels, you aren't alone. Dramatically Improve Your Stock Trading Success Get Access to Realistic profitable strategies & discover the mindset to dramatically improve trading success.* Avoid those confusing "cookie cutter" technical analysis tips and tricks that you can read anywhere else for free. Resources to Help You Learn About and Protect Yourself from Identity Theft There is a new bill that is being passes, it is a very weak bill but if passed, it will prohibit using a social security number for identification purposes. This bill should take affect in 2006. University: A Course in Personal Finance Recent findings from the Educational Policy Institute indicated that the UK is the third most expensive place in the world to go to university. Combine this with figures from the Prudential, showing that a third of university students have considered abandoning their studies due to the financial strain they have encountered, and it is not surprising that many prospective students are finding the need to seriously think through the merits of going to University. What is ChexSystems? Commonly referred to as the first of the three major "Check Systems" in the U.S. Personal Loans For Homeowners - One Of The Numerous Rewards For Being A Homeowner You no longer look at the pictures of homes cause you yourself bought one. Well, you know how you got that, it was a huge investment. College Expenses: Seven Ways to Save on an Education Many people graduate from college owing thousands of dollars in student loans. It isn't uncommon for students to graduate owing $30,000 to $40,000. Save Money on Gas Gas prices have soared to unimaginable heights of late. Since most of us are not likely to turn to bikes or horse-drawn buggies we will have to learn to get the most from our gas dollars. Budgeting Made Easy Well, dang! From what I've heard and read, it looks like we've reached an all-time world-class new record in the amount of personal debt on the books. Now it's probably not quite as bad as we've been led to believe, however many of us have managed to tromp further than we should have into the financial swamp. |